Posts Tagged With: Finances

The Canadian Dollar Soars at $0.82 to the United States Dollar

Experts are predicting a steady growth period in Canada for the next five years!

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16 Handy Tips on Cheap Car Maintenance

Next to owning a home, cars are the second biggest expense you can have in your life. Here are some tips, from lowering car insurance prices, gas prices, car maintenance and a whole more to help you save a bundle of cash.

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In My Pocket Just Released

Cover Art for In My Pocket

Cover Art for In My Pocket

This book is about how to help yourself during the perilous times we live in.

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NDX Growth & Income Fund announces initial public offering


TORONTO, Nov. 4, 2013 /CNW/ – Strathbridge Asset Management Inc. (the “Manager”) is pleased to announce that NDX Growth & Income Fund (the “Fund”) has filed a preliminary prospectus for a public offering of units. Continue reading

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Vuzix Corporation Announces Delisting From the TSX Venture Exchange

ROCHESTER, N.Y., Nov. 4, 2013 /CNW/ – Vuzix Corporation (OTCQB: VUZI) (“Vuzix”), a leading developer and supplier of smart glasses, advises that, further to its: (i) Amendment No. 5 to its Registration Statement (filed on Form S-1) filed with applicable securities regulators on July 29, 2013; (ii) pricing prospectus dated July 30, 2013 filed with applicable securities regulators on July 30, 2013; and (iii) press releases dated July 30, 2013 and July 31, 2013, Vuzix today received a delisting notice from TSX Venture Exchange advising that the shares of Vuzix common stock (symbol VZX) will be delisted from the TSX Venture Exchange as a result of the common stock being sold and issued at a greater than 20% discount to the then current market price. And while Vuzix is disappointed with the delisting and acknowledges the transaction was closed without the TSXV Venture Exchange’s approval despite its efforts to secure such approvals, it stands by its decision that concluding the offering was in the best interests of the shareholders of Vuzix based on its financial position at the time. The shares of Vuzix have been suspended from trading on the TSX Venture Exchange since July 31, 2013 (former symbol TSX-V:VZX). The shares will be delisted effective as of November 13, 2013. Vuzix shares remain listed on the OTCQB market place listed under the symbol “VUZI.” Continue reading

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At $27.20, Fonds de solidarité FTQ share reaches a new high

Highlights for the six-month period ended November 30, 2012:

  • Share at $27.20;
  • Increase of $0.61 since July 2012;
  • Net earnings of $198 million;
  • 6 month net return of 2.3%;
  • 12 month net return of 4.7%;
  • Net assets increase to $8.8 billion;
  • No limit on the number of shares that can be issued this year.

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Hold on to your budgeting resolutions

Photo Courtesy of CNW

Image result for Digital calculator

A new interactive budget calculator helps Canadians better manage their finances in 2011

February 22, 2011 @ 11:45AM

OTTAWA – An easy-to-use interactive budget calculator that does the math for you has been launched by the Financial Consumer Agency of Canada (FCAC) to help Canadians see how much money they take home and where they’re spending it.

A budget can help you find ways to pay off debt faster, achieve your financial goals and find ways to make your dollar stretch further. But making a budget and sticking to it can be difficult.

“The budget calculator shows you where your money is going. It’s divided into categories that prompt the user to consider every possible source of income, savings, and expenses,” explains FCAC Commissioner Ursula Menke. “It’s so much easier to manage your finances and change your spending and saving habits when you can see how daily spending, even your daily cups of coffee, adds up over a year.”

FCAC already has a paper-based budget worksheet on its website. But this new interactive budget calculator does the hard work for you. It can be downloaded as a spreadsheet and saved onto your computer to help you keep a close eye on your finances.

“A carefully crafted budget is a very good financial tool that helps you manage your spending. It makes it easier to reduce unnecessary expenses and save regularly,” adds the Commissioner. “It’s also important to be financially prepared for any unexpected expenses. If people spend their own money, rather than borrowing it in an emergency, they avoid expensive interest charges. A budget is a key to avoiding the debt trap,” she stresses. “So as we take a step into the next year, FCAC wants to raise awareness of the importance of budgeting and being financially prepared.”

No more need to cringe at the word “budget.” FCAC’s budget calculator, other tools, and publications can be found on You can also view Rodney Noriega’s, Success Story. He incurred a lot of debt while studying for his business degree from Simon Fraser University in British Columbia. He explains how he uses FCAC’s tip sheet Making a Budget and Sticking to It to better manage his finances and reduce his debt load.

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The INTERAC Financially Fit contest launches on Facebook: Are you Financially Fit?

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Image result for Interac

February 18, 2011 @ 02:00PM

Toronto, ON – Social network enthusiasts are now able to connect with INTERAC by following its dedicated Twitter handle and Facebook page.

How financially savvy are you? Our new Facebook contest, which runs until March 2, tests your personal finance know-how with a fun, simple quiz. Whether you’re a financial fitness flunky or a money management maven, you could win a cash prize to help brighten your 2011 outlook.

Some financial food for thought based on our latest Financially Fit news release:

* More than three-quarters of Canadians (77%) report that they will achieve financial health in 2011.
* Nearly 2 out of 3 Canadians have a positive view of their current financial health. But we’re still cautious as nearly 70% worry about money matters.
* 72% of Canadians say they’ll stick to a budget in 2011, yet only 44% used a budget in 2010.

Through our Facebook and Twitter pages, we want to listen and talk with Canadians about money management and other topics that matter to them, as well as create a platform for discussion around INTERAC product and services.

INTERAC is one of Canada’s leading payment brands and Canada’s only domestically run, coast-to-coast debit payment network. INTERAC Debit and INTERAC Cash enable Canadians to access funds withdrawn directly from their bank account through Automated Banking Machines and point-of-sale terminals across Canada. INTERAC branded services also include INTERAC Online, for secure online payments directly from a bank account and INTERAC e-Transfer™, for secure money transfers, including from your mobile phone. Interac Association members and business partners ensure that INTERAC services remain among the most secure in the world through comprehensive fraud prevention and detection solutions.

About Interac Association
A recognized world leader in debit card services, Interac Association is responsible for the development and operations of the Interac network, a national payment network that allows Canadians to access their money through Automated Banking Machines and point-of-sale terminals across Canada.

Interac Association was founded in 1984 and is comprised of a diverse membership that includes banks, trust companies, credit unions, caisses populaires, merchants, and technology and payment related companies.

Other related services offered by Acxsys Corporation, whose shareholders are the architects of the Interac network, include: Interac Online, for secure online payments directly from a bank account; Interac e-Transfer, for the transfer of money from a bank account to anyone with an email address; and international services, which provides Canadian cardholders with point-of-sale access at nearly 2 million U.S. retailers, and PULSE, Discover, Diners Club International and UnionPay cardholders access to ABMs in Canada.

®, TM: Interac, the Interac logo, and Interac e-Transfer are trade-marks of Interac Inc. Used under license.

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Butting Out

Photo Courtesy of Google Images

I have started the journey of quitting smoking – this time for good.

On Sunday, I had one cigarette. That in itself is a real accomplishment for me. I have been using the aid of nicorette gum to help with cravings. I also called the Smoker’s Helpline to find out that cravings do not last forever, it is good to distract yourself and also may help to make a list of things to do and stick to it. I also found out something shocking. With the amount I was smoking at my height of addiction…I was losing 1.5 hours every day just smoking! Shocking! Wow…every day mind you. That averages our to 10.5 hours each week. That is like basically spending a one night’s good night’s rest each week simply smoking. Absolutely amazing. Not to mention how much I was spending on cigarettes which was in excise of more than $3,000.00 CDN per year. I hope that this will encourage others to quit smoking. It really is an important and vital step to make for your overall well-being.

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Curtis Leschyshyn treats Winnipeg’s young hockey hopefuls to ice time and skills training today

WINNIPEG, March 20 /CNW/ – Former NHL star Curtis Leschyshyn spent three hours today with Winnipeg’s own St. Norbert Storm minor girls’ hockey team as part of the Scotiabank NHL Alumni Skills Contest – offering professional coaching and skills training to 10 winning teams across Canada. On-ice, Leschyshyn worked with the youth on their defensive, offensive and puck-handling skills; while off-ice he spent time addressing the importance of teamwork, dedication, and highlights of his journey to the NHL.

“This is a great opportunity for young hockey hopefuls to learn about the experiences they can have by setting goals and following their dreams,” said Leschyshyn. “The Storm players know that to give themselves the best possible chance of playing to their full potential, they must prepare for anything, which means practice, discipline, and commitment. Those are lessons they can take with them everywhere they go.”

The St. Norbert Storm are one of 10 teams who won on-ice training with former NHL stars under the Scotiabank NHL Alumni Skills Contest. Each team will have a chance to meet and work with one member of the NHL Alumni.

“Scotiabank’s hockey programs provide exciting experiences like this one for hockey lovers in our community,” said Deborah Bilous, Branch Manager, Winnipeg Scotiabank branch. “As Canada’s hockey bank, we know that hockey is important to many of our employees and customers who either watch or play the game or have kids enrolled in the sport. Supporting these efforts with unique contests creates unique experiences for everyone who loves the game.”

“This was a truly awesome experience for us to win Scotiabank’s contest and meet Curtis Leschyshyn,” said Jelena Howorth, treasurer for the Storm. “This is such a great opportunity for the girls. Mr. Leschyshyn has a great deal of hockey wisdom to share with our team and he brings with him a sense of fair play both on and off the ice in the community. These are qualities that we try to instill in the team and I know this will be an experience they never forget.”

Teams qualified for the Scotiabank NHL Alumni Skills contest through the broader Scotiabank Community Hockey Sponsorship program where Scotiabank’s Canadian retail branches were given $1000 to sponsor one or more minor boys or girls hockey team in their region. A total of 266 minor hockey teams and 8 leagues in Alberta, Saskatchewan, and Manitoba received funding. In addition to funding, each team in the program receives exclusive Scotiabank Hockey Club Team Kits which include jersey crests, player booklets, mini first aid kits from Pro Hockey Life, the NHL DVD Just like me – The legends, and exclusive entry to experiential contests, like the NHL Alumni Skills contest. For more information, please visit

Scotiabank has a long tradition of supporting hockey in Canada from local teams and minor hockey associations to professional players and leagues. Through its partnerships, Scotiabank’s hockey programs enrich the communities where Canadians live and work by engaging fans and players in new ways to celebrate our game. Scotiabank supports the passion and pride Canadians feel for the game and believes it is fundamental to helping young people learn about teamwork camaraderie and the spirit of competition. Scotiabank is the Official Bank of the NHL, NHLPA, NHL Alumni and CWHL, and has partnerships with the Calgary Flames and the Ottawa Senators whose home arena is Scotiabank Place. Most recently, Scotiabank and Pro Hockey Life teamed up to provide exclusive in-store and online discounts to Scotiabank customers, promote advice on equipment and enhance the grassroots community programs of both companies. For more information on Scotiabank’s hockey programs visit

Scotiabank is committed to supporting the communities in which we live and work, both in Canada and abroad. Recognized as a leader internationally and among Canadian corporations for its charitable donations and philanthropic activities, in 2009 the Bank provided about $39 million in sponsorships and donations to a variety of projects and initiatives, primarily in the areas of healthcare, education, social services and arts and culture. Visit us at

NHL and the NHL Shield have registered trademarks of the National Hockey League. NHL and NHL team marks are the property of the NHL and its teams. All Rights Reserved.

For further information: Michelle Cobb, Scotiabank Public Affairs, at (778) 327-5451, or

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CRTC Decisions

CRTC releases financial results of conventional television stations

OTTAWA-GATINEAU, March 18, 2010 — The Canadian Radio-television and
Telecommunications Commission (CRTC) today released statistical and
financial summaries for Canada’s conventional television stations. The
the report provides information on the sector’s profitability, revenues and
expenditures for the period of September 1, 2008, to August 31, 2009.


Private broadcasters saw their total revenues shrink by 7.9%, going from
$2.14 billion in 2008 to $1.97 billion in 2009. Although operating
expenses were cut by 2.4%, these broadcasters lost $116.4 million before
interest and taxes over the 2009 broadcast year, which resulted in a
the negative profit margin of 5.9%.

In 2008, private broadcasters reported profits before interest and taxes
(PBIT) of $8 million and a PBIT margin of 0.4%.

Revenues and expenses

Private conventional television stations experienced a decline of more
than $190 million in local and national advertising sales. From 2008 to
2009, local advertising revenues decreased by 10.1% from $387.2 million to
$348 million, and national advertising revenues by 10.3% from $1.47
billion to $1.32 billion.

The acquisition and production of programs represented 75.2% of all
expenses, which came down from $2.1 billion in 2008 to $2 billion in 2009.
Private broadcasters invested 3.3% less on Canadian programming last year,
or $599.4 million compared to $619 million. In 2009, broadcasters paid
$176.2 million to independent producers to acquire programming, which
amounted to an increase of $30.2 million in one year.

Meanwhile, spending on foreign programming reached its highest level yet
at 59% of all programming expenses, or $846.3 million. This total
represented a 9.2% increase over the $775.2 million that was spent in

Canadian programming

Spending on Canadian programming included $75.4 million for drama, $80.9
million for general interest programming, $312.1 million for news
programs, $65.9 million on other information programs, $38.3 million for
musical and variety shows, $3.8 million for sports programs, and $11.1
million for game shows.


In 2009, conventional television stations employed 6,747 people and paid a
total of $527.6 million in salaries, whereas the previous year this sector
employed 7,406 people and paid $576.9 million in salaries.

CRTC reports

Each year, the Commission compiles financial data on the broadcasting
industry to produce this report. For the first time, this year’s report
includes combined data for the Canadian Broadcasting Corporation’s
English- and French-language television services, which is presented by

The CRTC today also published a similar report on broadcasting
distribution companies.
Statistical and financial summaries for radio,
specialty, pay, and pay-per-view television services, and video-on-demand
services will follow in the coming months. These annual reports allow
interested parties to stay informed about the state of the Canadian
broadcasting industry.

Conventional Television – Statistical and Financial Summaries 2005–2009

The CRTC is an independent public authority that regulates and supervises
broadcasting and telecommunications in Canada.

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